[SPONSORED CONTENT] Planning for today, tomorrow and the long term future is all about your vision for yourself and your family. How do you want to live now, and next year – and for the ten years after that? It’s exciting to think about – and it can also be a major cause of stress.
How will you know if you have enough money to last through retirement?
This is one of the most common concerns for retirees, or pre-retirees – because no one wants to face the labyrinth of financial planning alone, one of the other major questions is “should I speak to a financial adviser?”
It’s a good question because if you ask anyone approaching their retirement horizon, there’s often a disconnect between affordable financial advice, and proactive fund management.
Valuable financial advice puts you first.
You probably don’t need generic advice that involves ticking boxes and filling in lengthy forms – because that’s not about you and your financial goals, is it? In fact, working with a personal financial adviser like those at Fiducian is quite a different experience because they centre on you and your aspirations, offering:
- Tailored Strategies:
Your personal financial adviser works closely with you to understand your risk tolerance, objectives, and financial situation. Next, they create strategies that best fit your short, medium, and long term needs.
This can include retirement planning, investment management, or creating a savings plan. With a tailored strategy, your financial adviser ensures that your money works as hard as you do.
- Wealth Creation
Your financial adviser works with you to create a wealth building strategy. By helping with superannuation decisions, and identifying opportunities for growth, they can set you on your path to financial success.
Whether you’re looking to grow your wealth through investments or need guidance on managing your superannuation, a professional adviser can make all the difference in creating your robust financial future. - Risk Management
Managing your financial risk is another key aspect of tailored financial advice. Your professional adviser can ensure that you’re properly protected by having the right insurances in place, plus emergency funds and effective debt management. This minimises the impact for financial shocks and provides a buffer for those unexpected life events.
The most significant advantage of financial advice is the development of a customised plan that aligns with your financial life goals. That’s what Fiducian Financial Services specialise in.
Who is Fiducian?
Fiducian Financial Services is a subsidiary of an ASX-listed company (Fiducian Group Limited). When you work with a financial adviser from Fiducian, you know that they’re held to the highest fiduciary standard, meaning they are legally obligated to act in your best interest.
With 47 offices nationwide, Fiducian provides tailored plans and advice for you on:
- Retirement planning;
- Budget and cashflow planning;
- Centrelink benefits;
- Government benefits;
- Aged care assistance;
- Superannuation;
- Investments and savings plans;
- Debentures and government bonds.
Fiducian’s commitment to education:
Beyond managing your finances, Fiducian’s advisers also focus on financial education. Understanding the “why” behind each financial decision empowers you to make informed choices. This knowledge can be invaluable when you’re making smarter decisions in the future.
Perhaps one of the biggest benefits of working with a Fiducian financial adviser is the peace of mind it brings. Whether it’s planning for retirement or figuring out how to invest wisely, working with a Fiducian adviser grants you access to a fully qualified team of experts committed to helping you achieve your financial goals.
Take the first step today:
Download a copy of our Retirement Ready Guide, or book a consultation with a financial adviser. The link can be found in the guide.
* The information in this document is given in good faith and we believe it to be reliable and accurate at the date of publication. Fiducian Financial Services Pty Limited (Fiducian) ABN 46 094 765 134 AFS Licence Number 231103 and its officers give no warranty as to the reliability or accuracy of any information and accept no responsibility for errors or omissions. The information is provided for general information only. It does not have regard to any investor’s objectives, financial situation or needs. It does not purport to be advice and should not be relied on as such. Investment and tax advice should be sought in respect of individual circumstances. Except to the extent that it cannot be excluded, Fiducian accepts no liability for any loss or damage suffered by anyone who has acted on any information in this document.
